Equal Opportunity Lending

We Do Business in Accordance with Federal Fair Lending Laws

(The Civil Rights Act of 1968, as amended by the Fair Housing Amendments Act of 1988)

Under the Federal Fair Housing Act, it is Illegal, on the Basis of Race, Color, National Origin, Religion, Sex, Handicap, or Familial Status (Having Children Under the Age of 18), to:

  • Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or deny any loan secured by a dwelling; or
  • Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.

If you believe you have been discriminated against, you should send a complaint to:

Asst. SEC. Fair Housing & Equal Opportunity,
Department of Housing and Urban Development,
Washington, DC 20410,
(800) 669-9777 (Toll Free), (800) 927-9275 (TDD),
(to processing under Federal Fair Housing Act)

And to:

Farm Credit Administration,
Office of Congressional and Public Affairs,
1501 Farm Credit Drive,
McLean, VA 22102-5090,
703-883-4056, 703-883-4444 (TDD),
(to processing under Farm Credit Administration Regulations)

Under the Equal Credit Opportunity Act

(The Consumer Credit Protection Act, as amended by the Equal Credit Opportunity Act Amendments of 1976)

It is illegal to discriminate in any credit transaction:

  • On the basis of race, color, national origin, religion, sex, marital status, or age,
  • Because income is from public assistance, or
  • Because a right was exercised under the Consumer Credit Protection Act.

If you believe you have been discriminated against, you should send a complaint to:

Farm Credit Administration, Office of Congressional and Public Affairs, 1501 Farm Credit Drive, McLean, VA 22102-5090, 703-883-4056, 703-883-4444 (TDD).

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