Crop-Hail
Crop-Hail Insurance
Crop-Hail gives supplemental, acre-by-acre protection to reflect the actual cash value of the crop, covering the gaps that an MPCI policy does not cover.

Crop Hail insurance provides protection against yield reduction caused by hail and/or fire. Other coverages available include transit, vandalism, lightning, and/or stored grain. Optional endorsements are available for wind damage and/or replant coverage. With the help of an Insurance Representative or Loan Officer, you customize the coverage per acre and deductible that is best for your operation.

Additional Coverage

Green Snap

  • Unrecoverable ears due to stalks severed or broken at the node and below the ear

Wind

  • Covers damage for specified crop by wind when hail destroys five percent or more of the crop during the same occurrence.
  • Wind loss interpreted to mean injury to plant above the ground, by breaking off or over of straws by wind.

Replant Coverage

  • Provides additional replant options to certain crops, in addition to your multi-peril coverages

Store Grained Coverage

  • Covered store grain from previous year and a portion of the mileage for transit coverage for grain from storage to first place of sale

Fire Coverage

  • Coverage is applied when the crop is in field or transit and a fire that destroys the crop

(availability varies by company)

Crop-Hail Resources

Hail Policy Types

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Insurance Related News

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FCSM 2022 Crop Insurance Guide Available

FCSM 2022 Crop Insurance Guide Available

This 35 page booklet is a summary of the many policy provisions and crop insurance processes. Ask for a printed copy or click here for this detailed reference guide FCSCropInsGuide22   Table of contents includes: Products, Policy Mechanics, Acreage Reporting,...

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Our full-time insurance department works with insurance carriers to stay current on product options and procedures.  Our highly trained team can help you with your risk management needs to protect your investment and secure your profits.

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