Grazing, Haying, and Livestock
Grazing, haying, and livestock
Forage and Rainfall Insurance protect different types of forage and/or pasture. Depending on the type of insurance, you may protect for production losses or lack of rainfall.

Forage Production

Forage Production provides protection for production losses due to adverse weather conditions, fire, wildlife, insects, or disease for perennial alfalfa, perennial grasses, or a mixture thereof that is planted for harvest. Coverage is based on living alfalfa plants or stems per square foot. These requirements vary by state, county, practice, and type.

Rainfall Protection

This insurance was designed to help protect a producer’s operation from the risks of loss due to the lack of precipitation. It is not designed to insure against ongoing or severe drought. Coverage is based on the rainfall experienced in an area called a grid that is 17 x 17 miles. The PRF rainfall index uses average precipitation data gathered by the National Oceanographic and Atmospheric Administration (NOAA).

Pasture, Rangeland, Forage (PRF)

PRF covers pasture, rangeland, or forage for perennial haying and/or grazing purposes. It was designed to help protect a producer’s operation from the risks of forage/rangeland loss from a single peril, lack of precipitation.

Annual Forage

Annual Forage covers crops planted annually for livestock. Annual Forages have four different growing seasons.


The Apiculture Pilot Insurance (API)Program provides a safety net for beekeeper’s primary income sources including honey, pollen collection, wax, and breeding stock

Livestock Risk Protection

Livestock Risk Protection (LRP) is designed to insure against declining market prices. Feeder Cattle, Fed Cattle and Swine policies are sold in a variety of coverage levels, and insurance periods that correspond with the time your market weight livestock would be sold.

Premium rates, coverage prices and actual ending values are announced by RMA daily, Monday-Friday (excluding Federal holidays). Prices are announced by 4:00 pm CT (Central Time) and coverage needs to be bound prior to 9:00 am CT the next day. If the actual ending value (based on the Chicago Mercantile Exchange) is below the coverage price, an indemnity payment would be triggered.

Dairy Revenue Protection

Dairy Revenue Protection (Dairy-RP) insures against unexpected declines in the quarterly revenue from milk sales relative to a guaranteed coverage level. The expected revenue is based on futures prices for milk and dairy commodities, and the amount of covered milk production elected by the dairy producer. The covered milk production is indexed to the state or region where the dairy producer is located.

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