Hay Fire Coverage
Coverage for hay stored in the open or in buildings or structures against direct loss by fire. It protects against losses due to fire, lightning and removal from premises endangered by these perils. Hay can be stacked, chopped, baled, or cubed. Different deductibles and coverage periods available.
Pasture, Rangeland Fire Coverage
Coverage for pasture and rangeland against direct loss by fire. It protects against losses due to fire caused by lightning strikes occurring during the insurance period. There is also coverage for fire department service charge when fire department is called to save or protect pastures and rangeland.
Crop Fire Coverage
Coverage for crops in the field from direct loss from fire and lightning. Coverage is available for fire while crops are in transit to first place of storage. There is also coverage for fire department service charge when the fire department is called to save or protect the unharvested covered crop.
Products allow for optional projected price discovery periods. These products allow for the opportunity to supplement the price election selected on the underlying MPCI policy. Coverage is available for corn grain, soybeans, and spring wheat.