Farm Cash Management

Your growing bottom line is our top priority. That’s why we provide Farm Cash Management® (FCM®) investment accounts to help strengthen rural American businesses and communities. Farm Cash Management investment accounts work to your advantage by making the most of your money.

What is a Farm Cash Management® Investment Account? A FCM®(Farm Cash Management) is a flexible product that links your revolving line of credit (RLOC) with an AgriBank money market investment or simply serves as a stand alone money market investment account alternative. FCM investment accounts automatically manage your funds to minimize your cost of credit when you have a loan balance. If you’ve put more funds in your account than are needed for your loan, it will automatically invest them so you can earn competitive interest. This could save or earn hundreds of dollars for you every year.

Automatic Benefits

  • An FCM account can cut the cost of your operating loans.
  • An FCS account’s interest earnings are exempt from state and local income taxes.
  • Establishing an FCM account is easy.
  • An FCM account pays competitive interest without tying up your money.
  • An FCM Account with an RLOC Loan.

LEGAL DISCLAIMER: This is not an offer for the sale of Farm Cash Management® (FCM®) investment accounts or AgriBank Money Market investments.  Such investments are not insured by or a direct obligation of the US government.  FCM investments can only be purchased directly from AgriBank, FCB.  Carefully review the disclosure information provided to all prospective purchasers prior to purchasing.  Farm Credit associations are not authorized to represent AgriBank regarding such investment accounts.  You should not rely on any statement or opinion of our associations or personnel in deciding upon the safety and soundness of FCM accounts or their suitability for your particular situation.  Certain terms and conditions apply to FCM accounts.

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