Loans
Choose from a variety of credit options and work with experienced professionals who understand agriculture.
Loans and Leases
Choose from a variety of credit options and work with experienced professionals who understand agriculture.
Real Estate Loans
Low rates, no fees, patronage and 100 years of experience working together for you and your investment in a piece of North Dakota – that’s the AgRate Advantage.
Operating Loans
These are typically annual loans used to finance day to day business operations. Funds can be used to pay for operating expenses, family living, and feeder livestock. These loans may be secured or unsecured as required by credit procedures. Loan terms match the customer’s operation cycles. Revolving Lines of Credit (RLOC) can be established up to three years if approved.
Term Loans
Intermediate-term credit for capital purchases such as machinery, breeding livestock, irrigation systems, and vehicles.
New Roots
Provide programs and resources to help finance young or beginning farmers or ranchers. Special pricing and credit underwriting helps young and beginning farmers overcome some of the financial challenges they face. Farm Credit Services of Mandan is proud to support the future of our industry through these programs.
Equipment Loans
Can be financed directly through the local implement dealer of their choice or though Farm Credit Services. Either way, the process is simple, quick and convenient.
Inventory Loans
Modern farming practices often require purchasing inputs for next year prior to the sale of the current year’s production. Inventory loan funds are used to pay down or off the current year’s operating loan. A maturity for the inventory loan is established that matches the sale of production inventory. These loans are typically secured by the inventory to be sold. Loan terms match the customer’s sales plan for the production inventory (generally 3 – 6 months)
Farm Cash Management
Your growing bottom line is our top priority. That’s why we provide Farm Cash Management® (FCM®) investment accounts to help strengthen rural American businesses and communities. Farm Cash Management investment accounts work to your advantage by making the most of your money.
Funds Held
Funds held accounts are available for the benefit and convenience of the borrowers who desire to make conditional payments. These conditional payments are maintained in a funds held account and earn interest until they are applied. Borrowers can use their funds held to advance future payments on their loans for maturities or accounts receivable or escrow payments for insurance premiums, taxes or other purposes.
Leases
Lease facilities, equipment, vehicles, buildings, irrigation systems and specialty equipment through Farm Credit Leasing.
Ready to talk?
Choose from a variety of credit options and work with experienced professionals who understand agriculture.